Theut Financial, LLC delivers institutional fixed income expertise, personalized wealth management, and equity investment strategies — for credit unions, banks, municipalities, high net worth individuals, and families. Whether you're managing a bond portfolio or building long-term wealth, we bring 30+ years of hands-on market experience directly to you.
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From institutional fixed income to personal wealth management — brokerage and advisory — we bring the right structure, the right strategy, and the right standard of care to every client relationship.
Strategic portfolio construction aligned with your investment policy, liquidity needs, and rate environment. Treasuries, agencies, corporates, and municipals — built with Bloomberg-driven analytics.
Investment advisory services managed on a fiduciary basis — we legally must act in your best interest at all times. Annual fee based on assets under management. Available for institutions and individuals. See fee schedule →
Dedicated advisory for credit unions, community banks, municipalities, foundations, and pension funds — with deep knowledge of regulatory investment guidelines, NCUA, OCC, and FDIC requirements.
Yield pickup swaps, tax loss harvesting, duration management, and breakeven analysis. Every swap decision supported by full analytics before execution — no guesswork.
Comprehensive wealth management for high net worth individuals and families — 401(k) reviews, retirement income strategy, ETFs, mutual funds, fixed income, and personalized financial planning. Accepted on a case-by-case basis.
FDIC-insured CD programs and short-duration ladders for capital preservation with competitive yield enhancement and minimal interest rate risk.
Theut Financial, LLC works with high net worth individuals and families on a selective, case-by-case basis — delivering the kind of personalized attention that larger institutions simply cannot provide. Every wealth client works directly with Chris Theut from day one.
Whether you're approaching retirement, managing a liquidity event, rolling over a 401(k), or building a comprehensive financial plan for the next generation, we build a strategy around your life — not a model portfolio off a shelf.
401(k) rollovers, IRA strategy, Social Security optimization, and income planning designed with a goal to last.
Tax-efficient investing, estate planning coordination, and asset allocation built with a goal to protect and grow.
Dividend income, fixed income ladders, annuity reviews, and structured distributions for every stage of life.
As your Investment Adviser Representative, Chris is legally required to act in your best interest at all times.
While fixed income is at the core of what we do, a well-constructed portfolio often requires more. Through LPL Financial, Theut Financial clients have access to a full range of equity and diversified investment options — from individual stocks and ETFs to professionally managed multi-asset portfolios.
Our approach is always allocation-first — we start with your goals and risk tolerance, then build the right mix of growth and income to match where you are in life and where you want to go.
Direct equity ownership and exchange-traded funds covering broad markets, sectors, themes, and international exposure — with full transparency on every holding.
Access to 10,000+ mutual funds and LPL's suite of professionally managed advisory platforms — including third-party strategists and institutional money managers.
Balanced portfolios blending equities, fixed income, and alternatives — constructed around your time horizon, income needs, and tolerance for market volatility.
Real estate investment trusts, preferred securities, and other yield-generating alternatives to complement traditional fixed income positions.
All investing involves risk, including possible loss of principal. Equity investments are subject to market risk and fluctuation. Diversification does not guarantee a profit or protect against loss. Past performance is not indicative of future results. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Reach Chris Theut directly — by phone or email. No forms, no call centers. You'll always reach a person who knows your name and your portfolio.
Whether you manage a bond book for your institution or are planning your family's financial future, the first conversation is always complimentary and with no obligation.